Word to the Wise: Is travel insurance right for you?
News from Macon Telegraph:

Before you finalize your travel plans, be sure you have given careful thought to whether you need to purchase travel insurance. There are circumstances that could cause you to cancel your trip, return home early or force you to seek emergency medical treatment while traveling. Travel insurance may provide the extra protection you need. The Better Business Bureau is advising travelers to weigh the pros and cons of travel insurance before going on an extensive trip.

Before you purchase coverage, check your homeowner’s or medical insurance policies to avoid any overlap. For instance, expensive items such as your camcorder, laptop computer or jewelry may be covered by your homeowner’s insurance should they be stolen while you are traveling. If the airline loses your checked luggage, they are required to reimburse you for your bags (up to a certain dollar amount).

Or, if you become sick or injured while traveling, your personal medical insurance may pick up the cost of your medical bills.

Some of the different types of insurance available include:

Trip cancellation/interruption — If your plans suddenly change and you have to cancel or end your trip early, this insurance will cover you for this. But it will only reimburse you for reasons on the insurer’s acceptable list, such as injury, sickness or death of you…………… continues on Macon Telegraph

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